Accidents happen when you least expect them. Even with solid health insurance, many workers find themselves facing unexpected expenses after an injury. That’s where Group Accident Insurance comes in — offering extra financial support that goes beyond medical bills. 1. It Covers Out-of-Pocket Costs Health Plans Miss Health insurance handles hospital bills, but not everything […]
Empowering Insurance,
Simplifying Lives
Ask Mr. Ben: Where insurance innovation meets personalized solutions, ensuring your peace of mind.
Customer-Centric Approach
Our customer-centric approach ensures that your insurance solutions are not only comprehensive but also tailored to your unique requirements.
Innovation in Insurance
Embracing the latest technologies, we constantly innovate to provide you with state-of-the-art insurance solutions that keep pace with the ever-changing world.
Transparent Pricing
We believe in transparent pricing, ensuring you understand every aspect of your insurance policy, from premiums to deductibles.
AskMrBen
We Empower You With
Insurance Solutions.
Welcome to Ask Mr. Ben, where insurance meets innovation! We're not your typical insurance agency; we're your trusted partner in navigating the complex world of insurance with simplicity and clarity. Founded on the belief that insurance should be accessible to everyone, we've made it our mission to demystify the insurance industry and empower individuals and businesses to make informed choices about their coverage.
At Ask Mr. Ben, we understand that insurance often feels like a daunting puzzle. That's why we've assembled a team of experts who are not only passionate about insurance but also dedicated to putting our clients first. Our commitment to excellence shines through in every aspect of our work, from personalized consultations to tailor-made insurance solutions. We're not just here to sell policies; we're here to build lasting relationships and ensure you're equipped with the coverage that suits your unique needs.
Click & Learn
Insurance Coverage
Automatic Medicare Enrollment
Enrolling in Medicare
Retention & Recruitment
Employees & Families Coverage
Tax Deductible Premiums
Adult Day Care
Modifications to House
Automatic Medicare Enrollment
Risk Factors
Some people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) automatically and some people need to sign up for them.
Solution
People living in the United States and U.S. Territories who are already collecting Social Security—either disability or retirement—are automatically enrolled into Part A and Part B when they’re first eligible.
Enrolling in Medicare
Risk Factors
Not knowing when to enroll in Medicare can be challenging.
Solution
You can only enroll in Medicare if you meet certain requirements and for a specific amount of time. There are rules for each of these enrollment periods, and if you fail to comply, you may end up paying financial penalties.
Retention & Recruitment Coverage
Risk Factors
Most people want to work at organizations where they feel valued when they knock a project out of the park or meet a tight deadline. But they also want to know their company cares about them on a personal level. If they don’t feel valued, they might start losing interest.
Solution
Since many organizations don’t offer vision benefits as part of their healthcare package, providing them at your company can give you a leg up in recruiting and retention efforts. Prospective and current team members will see you’re willing to go the extra mile for them, giving you a better sales pitch for promising new talent and potentially making valuable employees more likely to stick around for the long haul.
Employees & Families Coverage
Risk Factors
When an employee gets disabled due to an accident or a disease, they may keep thinking about the medical expenses and lose their peace of mind.
Solution
It replaces some or all employees' income during disability to keep them focused on recovery and returning to work.
Tax Deductible Premiums
Risk Factors
Businesses are always concerned about how much tax they should pay.
Solution
You can take pre-tax company-paid premiums as a business tax deduction.
Adult Day Care Coverage
Risk Factors
You may have to pay them for their services from your pocket if you hire a caregiver.
Solution
Policies may cover community care, which usually means adult day care, so you don’t need to pay them all by yourself.
Modifications to House Coverage
Risk Factors
You may need to build a wheelchair ramp for one of your family members because of their medical conditions.
Solution
Some policies may even pay benefits to family members who act as caregivers or cover home modifications, such as adding wheelchair ramps or installing safety devices.
AskMrBen
The Advantages of Working with Us
Here are a few reasons why you should work with an Independent Insurance Agency
Customer-Centric
Approach
Our customer-centric approach ensures that your insurance solutions are not only comprehensive but also tailored to your unique requirements.
Innovative Financing
Solutions
Embracing the latest technologies, we constantly innovate to provide you with state-of-the-art insurance solutions that keep pace with the ever-changing world.
Transparent and Supportive Process
We believe in transparent pricing, ensuring you understand every aspect of your insurance policy, from premiums to deductibles.
Personalized Loan
Options
Our dedicated advisors offer personalized consultations, ensuring you make informed choices that safeguard your future.
Testimonials
News & Blog
Latest Insight, Insurance Trends
Good vision is often taken for granted until something goes wrong. That’s why vision insurance has become a popular add-on in employee benefit plans and personal coverage alike. But the question many people have is simple, should you go for Individual Vision Insurance or Group Vision Insurance? Let’s break it down. What Individual Vision Insurance […]
In a world full of short-term plans, Whole Life Insurance continues to stand out for one simple reason: it lasts a lifetime. While newer products come and go, whole life remains a favorite among families who want to build lasting financial security and pass on a meaningful legacy. 1. It Builds Cash Value Over Time […]
Contact AskMrBen
As an independent agency, we are here to help you find the right coverage.
Get Professional Consultation
(803) 493-0074
1234 FAVERSHAM LANE ROCK HILL, SC 29730 USA
Rock Hill, SC
We extend coverage to individuals and businesses in Rock Hill, SC and surrounding areas.
We extend coverage to individuals and businesses in Rock Hill, SC and surrounding areas.
(803) 493-0074
Medicare
Life & Health
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