Visit our Facebook Visit our LinkedIn
Blogs
(803) 493-0074
AskMrBen

Empowering Insurance, 
Simplifying Lives

Ask Mr. Ben: Where insurance innovation meets personalized solutions, ensuring your peace of mind.

About Our Agency

Customer-Centric Approach

Our customer-centric approach ensures that your insurance solutions are not only comprehensive but also tailored to your unique requirements.

Innovation in Insurance

Embracing the latest technologies, we constantly innovate to provide you with state-of-the-art insurance solutions that keep pace with the ever-changing world.

Transparent Pricing

We believe in transparent pricing, ensuring you understand every aspect of your insurance policy, from premiums to deductibles.

AskMrBen

AskMrBen

We Empower You With
Insurance Solutions.

Welcome to Ask Mr. Ben, where insurance meets innovation! We're not your typical insurance agency; we're your trusted partner in navigating the complex world of insurance with simplicity and clarity. Founded on the belief that insurance should be accessible to everyone, we've made it our mission to demystify the insurance industry and empower individuals and businesses to make informed choices about their coverage.

At Ask Mr. Ben, we understand that insurance often feels like a daunting puzzle. That's why we've assembled a team of experts who are not only passionate about insurance but also dedicated to putting our clients first. Our commitment to excellence shines through in every aspect of our work, from personalized consultations to tailor-made insurance solutions. We're not just here to sell policies; we're here to build lasting relationships and ensure you're equipped with the coverage that suits your unique needs.

Contact Us

Click & Learn

Insurance Coverage

Automatic Medicare Enrollment
Enrolling in Medicare
Retention & Recruitment
Employees & Families Coverage
Tax Deductible Premiums
Adult Day Care
Modifications to House

Automatic Medicare Enrollment

Risk Factors

Some people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) automatically and some people need to sign up for them.

Solution

People living in the United States and U.S. Territories who are already collecting Social Security—either disability or retirement—are automatically enrolled into Part A and Part B when they’re first eligible.

Enrolling in Medicare

Risk Factors

Not knowing when to enroll in Medicare can be challenging.

Solution

You can only enroll in Medicare if you meet certain requirements and for a specific amount of time. There are rules for each of these enrollment periods, and if you fail to comply, you may end up paying financial penalties.

Retention & Recruitment Coverage

Risk Factors

Most people want to work at organizations where they feel valued when they knock a project out of the park or meet a tight deadline. But they also want to know their company cares about them on a personal level. If they don’t feel valued, they might start losing interest.

Solution

Since many organizations don’t offer vision benefits as part of their healthcare package, providing them at your company can give you a leg up in recruiting and retention efforts. Prospective and current team members will see you’re willing to go the extra mile for them, giving you a better sales pitch for promising new talent and potentially making valuable employees more likely to stick around for the long haul.

Employees & Families Coverage

Risk Factors

When an employee gets disabled due to an accident or a disease, they may keep thinking about the medical expenses and lose their peace of mind.

Solution

It replaces some or all employees' income during disability to keep them focused on recovery and returning to work.

Tax Deductible Premiums

Risk Factors

Businesses are always concerned about how much tax they should pay.

Solution

You can take pre-tax company-paid premiums as a business tax deduction.

Adult Day Care Coverage

Risk Factors

You may have to pay them for their services from your pocket if you hire a caregiver.

Solution

Policies may cover community care, which usually means adult day care, so you don’t need to pay them all by yourself.

Modifications to House Coverage

Risk Factors

You may need to build a wheelchair ramp for one of your family members because of their medical conditions.

Solution

Some policies may even pay benefits to family members who act as caregivers or cover home modifications, such as adding wheelchair ramps or installing safety devices.

AskMrBen

The Advantages of Working with Us

Here are a few reasons why you should work with an Independent Insurance Agency

Customer-Centric 
Approach

Our customer-centric approach ensures that your insurance solutions are not only comprehensive but also tailored to your unique requirements.

Innovative Financing 
Solutions

Embracing the latest technologies, we constantly innovate to provide you with state-of-the-art insurance solutions that keep pace with the ever-changing world.

Transparent and Supportive Process

We believe in transparent pricing, ensuring you understand every aspect of your insurance policy, from premiums to deductibles.

Personalized Loan 
Options

Our dedicated advisors offer personalized consultations, ensuring you make informed choices that safeguard your future.

Testimonials

  • Big Al Repository

    I am honored to be able to provide my review of Mr. Ben. The field of Insurance is indeed complex, often misunderstood and very often misinterpreted, and requires expertise, professionalism and caring to create an atmosphere of understanding for anyone in need of not only insurance coverage, but also the complete understanding of their need and proper coverage. Mr. Ben is indeed the most knowledgeable authority I know on the topic of insurance, and his guidance is truly commendable on the highest level. I would and already do recommend 

  • Elizabeth Truesdale

    Mr.Ben is very responsible and always available when I call!! I Would recommend Mr.Ben to anyone 😊

  • Tracey Rollins

    Superior customer service for seven years; always courteous and professional.

  • Tracey Rollins

    Great communication, very informative, responds quickly                                   

    Dark_ Chocolate2

    Love it

News & Blog

Latest Insight, Insurance Trends

December 14, 2024
End-of-Year Checklist: Is Your Insurance Coverage Prepared for 2025?

As the year winds down and we prepare to welcome 2025, it’s the perfect time to take stock of your health insurance coverage. This isn’t just a chore; it’s an opportunity to ensure peace of mind for the year ahead. Given the increasing costs of healthcare and changing policies, it is crucial to keep up […]

Read More
December 10, 2024
Top Health Insurance Questions to Ask Your Health Insurance Provider!

Choosing the correct type of health insurance plan can be a difficult task, yet the most important. Whether exploring new options or understanding your current plan, knowing what to ask will lead to better decisions for you and your family. Here are the top health insurance questions you should ask your provider to ensure you’re […]

Read More
December 5, 2024
What is Dental Insurance And Why It Is Essential for Your Family!

In the hustle and bustle of life, it's easy to overlook dental health until a nagging toothache or an unexpected dental emergency demands your attention. Yet, dental care is an essential part of maintaining overall health and well-being. This is where dental insurance steps in—not just as a safety net but as a proactive partner […]

Read More

Contact AskMrBen

As an independent agency, we are here to help you find the right coverage.
Name(Required)
(Required)
This field is for validation purposes and should be left unchanged.

Get Professional Consultation

(803) 493-0074
1234 FAVERSHAM LANE ROCK HILL, SC 29730 USA

Rock Hill, SC

We extend coverage to individuals and businesses in Rock Hill, SC and surrounding areas.
© 2024 AskMrBen Designed by Amplispot
Privacy Policy
envelope phone-handset map-marker linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content